Fixed Rates are subject to change up until loan settlement. Rate lock is a feature which can guarantee your fixed interest rate for your chosen fixed rate term and protect you against rate rises for 90 days.
What is a Fixed Rate Lock?
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| Loan purpose | Fixed | Loan Type | Interest Rate | Comparison Rate |
|---|---|---|---|---|
| Owner occupier | 2 Year | Principal & Interest | 5.09% p.a. | 5.59% p.a. |
| Owner occupier | 2 Year | Interest Only | 5.19% p.a. | 5.61% p.a. |
| Owner occupier | 1 Year | Principal & Interest | 5.25% p.a. | 5.66% p.a. |
| Owner occupier | 3 Year | Principal & Interest | 5.25% p.a. | 5.59% p.a. |
| Investment | 2 Year | Principal & Interest | 5.34% p.a. | 5.84% p.a. |
| Owner occupier | 3 Year | Interest Only | 5.35% p.a. | 5.62% p.a. |
| Owner occupier | 1 Year | Interest Only | 5.35% p.a. | 5.67% p.a. |
| Investment | 2 Year | Interest Only | 5.44% p.a. | 5.86% p.a. |
| Investment | 3 Year | Principal & Interest | 5.50% p.a. | 5.84% p.a. |
| Investment | 1 Year | Principal & Interest | 5.50% p.a. | 5.91% p.a. |
| Investment | 3 Year | Interest Only | 5.60% p.a. | 5.87% p.a. |
| Investment | 1 Year | Interest Only | 5.60% p.a. | 5.92% p.a. |
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